# Amwel -- Dashboard Patrimoine Personnel
# https://amwel.fr

> Amwel is a free personal wealth management dashboard for French tax residents.
> Amwel est un dashboard gratuit de gestion de patrimoine personnel pour les residents fiscaux francais.

## What is Amwel? / Qu'est-ce qu'Amwel ?

Amwel is a free, private, GDPR-native personal finance dashboard. It helps French tax residents track their net worth, simulate retirement (FIRE), optimize tax wrappers (PEA, assurance-vie, PER, CTO), and plan their financial future -- all without creating an account. Every piece of data stays in the user's browser (localStorage). No server-side storage, no tracking cookies, no data collection.

Amwel est un dashboard de gestion de patrimoine personnel, gratuit, prive et nativement conforme au RGPD. Il permet aux residents fiscaux francais de suivre leur patrimoine net, simuler leur retraite (FIRE), optimiser leurs enveloppes fiscales (PEA, assurance-vie, PER, CTO) et planifier leur avenir financier -- sans creer de compte. Toutes les donnees restent dans le navigateur de l'utilisateur (localStorage). Aucune base de donnees, aucun cookie de tracking, aucune collecte de donnees.

Disclaimer: Amwel is purely educational. It is not a financial advisor (CIF), not registered with the AMF, and does not provide personalized investment advice.
Avertissement : Amwel est un outil purement educatif. Il ne constitue pas un conseil en investissement personnalise et n'est pas enregistre aupres de l'AMF.

## Target audience / Public cible

French tax residents looking to manage and understand their personal finances: young professionals, savers, aspiring FIRE enthusiasts, real estate investors, and anyone wanting a clear view of their financial situation.
Residents fiscaux francais souhaitant gerer et comprendre leurs finances personnelles : jeunes actifs, epargnants, aspirants FIRE, investisseurs immobiliers, et toute personne voulant une vision claire de sa situation financiere.

## Key features / Fonctionnalites principales

- 29 interactive dashboard modules (profil, bilan patrimonial, flux, simulation Monte Carlo, fiscalite, retraite FIRE, immobilier, succession, stress test, score patrimonial, scenarios, backtesting, correlation, drawdown, optimiseur, etc.)
- 6 standalone simulators at /simulateurs/* (interets composes, retraite FIRE, inflation, achat vs location, cout dette, impact frais)
- 10 dedicated simulator pages (retraite, immobilier, fiscalite, FIRE, inflation, revenus passifs, succession, DCA, Livret A vs ETF, CAGR)
- 13 educational guides on PEA, assurance-vie, PER, ETF, SCPI, immobilier locatif, crypto, interets composes, DCA, diversification, fiscalite, Livret A, FIRE
- 16 blog articles on personal finance topics
- 5 free public REST API endpoints (no authentication required)
- PDF and CSV export (generated client-side, no data transmitted)
- Score patrimonial (A+ to F rating across multiple criteria)
- Dark/light mode

## Pricing / Tarifs

- Free tier: 18 essential modules, forever, no account required
- Pack Patrimoine: 99 EUR TTC (one-time payment, lifetime access to all 29 modules)
- /pricing -- Pricing page

- Gratuit : 18 modules essentiels, pour toujours, sans inscription
- Pack Patrimoine : 99 EUR TTC (paiement unique, acces a vie aux 29 modules)
- /pricing -- Page tarifs

## Technical details / Details techniques

- Built with Next.js 16 (App Router), TypeScript, Tailwind CSS v4
- Charts: Recharts / Animations: Framer Motion / PDF: jsPDF (client-side)
- State: Zustand with localStorage persistence
- Hosting: Vercel
- Data: 100% client-side (localStorage), zero server-side user database
- GDPR compliant by design: no cookies, no tracking, no data collection
- Payment: Stripe Checkout (one-time) for Pack Patrimoine

## Data privacy / Confidentialite

No personal data is collected or stored on any server. All financial data stays in the user's browser. No tracking cookies, no analytics cookies, no advertising. GDPR compliant by design. No account required.

Aucune donnee personnelle n'est collectee ni stockee sur aucun serveur. Toutes les donnees financieres restent dans le navigateur de l'utilisateur. Aucun cookie de tracking, aucun cookie publicitaire. Conforme au RGPD par conception. Aucun compte requis.

## Public API / API publique

5 free GET endpoints, no authentication required. Documentation: /api-docs
- /api/v1/simulateurs/interets-composes
- /api/v1/simulateurs/inflation
- /api/v1/simulateurs/retraite-fire
- /api/v1/simulateurs/impact-frais
- /api/v1/simulateurs/achat-location

## Contact

- Website: https://amwel.fr
- Contact form: https://amwel.fr/contact
- Email: patrimoine-app@proton.me
- Legal: https://amwel.fr/mentions-legales

## More details / Plus de details

For a comprehensive description of every feature, page, simulator, guide, blog article, and API endpoint, see:
Pour une description exhaustive de chaque fonctionnalite, page, simulateur, guide, article et endpoint API, voir :
https://amwel.fr/llms-full.txt